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With the USA Platinum Plus card users can enjoy no credit checks or turndowns and no employment verifications while they get the chance to build their credit.
Intro APR : n/aAnnual Fee : $149.95Intro Period : n/aType of Reward : n/a
Information The USA Platinum Plus, issued by USA Credit, is designed for those with poor to limited credit who are looking to establish credit. Although there is a $149.95 account set-up fee, it is considered reasonable as compared to similar products designed to establish credit, many of which can charge fees ranging anywhere between $200 and $400 for the first year of membership. In addition, there is no annual fee and no interest rate on purchases. Anyone who applies will be accepted, based on their "No Credit Check or Credit Turndowns" policy, although certain restrictions do apply (See website for terms and conditions). Those who become active members will be glad to know that the credit line is reported to a major credit bureau. It also provides new members with unlimited *free access to their credit report for 30 days. The major drawback of this product is that it can only be used for retail purchases through the USA Shopping Club. In essence, the card is a retail charge card that can only be used for selected products. However, this may or may not be a drawback for certain members. Therefore, those who do not require a card for general everyday purchases may find the USA Platinum Plus to be a suitable option.
Card Issuer Merchant Card Category Reward Type
USA Credit
USA Credit
Catalog
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Intro APR
Intro APR Period
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Annual Fee
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$149.95
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Min Credit
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1st Year Annualfee Free?
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Terms of Use 
