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USA Platinum: Credit Attorney

Get It Now!

With the USA Platinum card users can enjoy guaranteed approval and a $7,000 unsecured Platinum credit line.

Intro APR: n/a
Annual Fee: $149.95

Intro Period: n/a
Type of Reward: n/a

Information

The USA Platinum, issued by USA Credit, is designed for those with poor to limited credit who are looking to establish or re-establish credit. Although there is a $149.95 account set-up fee, it is considered reasonable as compared to similar products designed to establish credit, many of which can charge fees ranging anywhere between $200 and $400 for the first year of membership. In addition, this card has no annual fee and no interest rate on purchases. Anyone who applies will be accepted, based on their "No Credit Check or Credit Turndowns" policy, although certain restrictions do apply (*See website for terms and conditions). Those who become active members will be glad to know that the credit line is reported to a major credit bureau. So what`s the catch? The major drawback of the product is that it can only be used for retail purchases through the USA Shopping Club. In essence, it is a retail charge card that can only be used for select products. However, this may or may not be a drawback for certain members. Therefore, those who are looking for a low cost option to establish or re-establish credit and do not require a card for general everyday purchases may find the USA Platinum to be a suitable option.

Card Issuer	Merchant	Card Category	Reward Type
USA Credit	USA Credit	Catalog	n/a

Intro APR	Intro APR Period	Regular APR	CashAdv APR	Annual Fee	Other Fees
n/a	n/a	n/a	n/a	$149.95	$

Min Credit	Max Credit	Grace Period	1st Year Annualfee Free?
$n/a	$7500	n/a days	n/a

Sign up bonus	Others
n/a