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With the Ultra VX Visa Card users can enjoy instant approval with no credit checks, minimum income or bank account requirements as well as Credit-On Demand credit line increases and powerful account features like direct deposit, bill pay, free alerts and a great rewards program.
Intro APR : n/aAnnual Fee : $0Intro Period : n/aType of Reward : n/a
Information The Ultra VX Visa® Card, issued by MetaBank, is a stored value card designed for those who are looking for an above average secured card that also offers a reward program. Most often, secured credit cards do not have any additional perks or benefits; however, this card does provide a rewards program. Cardholders receive one point per dollar spent on purchases. Points can be redeemed for travel rewards with Southwest Airlines, American Airlines, JetBlue, Marriott and more. Although there is no annual fee, there is an account set up fee of $29.95. There is also a monthly participation fee of $6.95 that amounts to $83.40 annually. In total, cardholders can expect to pay $113.35 in fees the first year. The most unique feature of the card is the Credit-On-Demand™ option. Credit-On-Demand™ allows cardholders to increase their credit limit up to $25,000. Through the Credit-On-Demand™ feature cardholders are able to determine their credit limit by the amount of funds that are deposited into the cash balance of the account. Funds deposited into the cash balance of the cardholder account can be moved to the secured balance by making a purchase or moving the money to the secured balance. Advance payments can also be funded directly from the cardholder's paycheck or cardholders can load the card in person at 100,000 retail transfers. Therefore, those who are looking for an above average secured card that also offers a reward program and would like a card with limited fees may find the Ultra VX Visa® Card to be a beneficial option.
Card Issuer Merchant Card Category Reward Type
Visa
Meta Bank
Catalog
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Intro APR
Intro APR Period
Regular APR
CashAdv APR
Annual Fee
Other Fees
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18% Variable
18% Variable
$0
$
Min Credit
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Grace Period
1st Year Annualfee Free?
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$n/a
n/a days
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Terms of Use 
