With the TrueEarnings Card from Costco and American Express you can earn a full 3% cash back when you eat out at any restaurant or order for home delivery. You can earn a full 2% cash back for traveling-airline tickets, hotel stays, car rentals, and cruises-even when you book through travel agencies. And every other time you use the TrueEarnings Card you can earn 1% cash back, including at Costco. It`s that simple.