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With the Orchard Bank MasterCard Secured users can enjoy low annual fees and competitive APRs, plus users get periodic credit limit increases and free online 24-hour account access and bill pay.
Intro APR : 0Annual Fee : $35Intro Period : 6 monthsType of Reward : n/a
Information The Orchard Bank MasterCard® Secured, issued by HSBC Bank Nevada, N.A., is designed for those with a limited or poor credit history. The major benefit of this card is the reasonable annual fee of $35. The APR for purchases is average for a secured card. Cardholders can In addition, cardholders can take advantage of a 0% introductory rate on purchases for six months. Unlike most secured credit cards, this card provides additional services and benefits including online account access, emergency card replacement, and various fraud protection services. As with most secured credit cards, there are no additional perks, benefits, or introductory rates provided to the cardholder, as the card is solely designed to help the cardholder establish credit. However, unlike most secured cards, cardholders will benefit from the fact that this card is that the deposit amount does earn interest annually. The card also reports to all three major credit bureaus. Therefore, those who may occasionally carry a balance and will take advantage of the various services will benefit most from what the Orchard Bank MasterCard® Secured has to offer.
Card Issuer Merchant Card Category Reward Type
Mastercard
HSBC
Bad Credit
n/a
Intro APR
Intro APR Period
Regular APR
CashAdv APR
Annual Fee
Other Fees
0
6 months
14.9% Variable
19.99% Variable
$35
$
Min Credit
Max Credit
Grace Period
1st Year Annualfee Free?
$n/a
$n/a
25 days
n/a
Terms of Use 
