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With the Orchard Bank Platinum MasterCard users can enjoy all Platinum Card privileges and benefits, plus users get periodic credit limit increases and free online 24-hour account access and bill pay.
Intro APR : 0Annual Fee : $39Intro Period : 6 monthsType of Reward : n/a
Information The Orchard Bank Platinum MasterCard®, issued by HSBC Bank Nevada, N.A., is designed for those with an average or a limited credit history who do not wish to secure a credit card account with a deposit, as this is often the case with a secured card. This card can help those with a limited credit history, but there are several factors that should be considered before applying. There is an annual fee that is dependent on the applicant`s credit history and will range from $39 to $89, which is about average for this type of credit card. However, there is no application fee associated with this card, and the interest rate is average for this type of card. In total, the cardholder can expect to pay from $24 to $69 in the first year. This card also offers common cardholder benefits such as purchase protection, lost and stolen card reporting, and no liability for unauthorized transactions. In addition, cardholders can take advantage of a 0% introductory rate for purchases for six months. Therefore, those who do not mind paying the average annual fee and would like the option to occasionally carry a balance will benefit most from what the Orchard Bank Platinum MasterCard® has to offer.
Card Issuer Merchant Card Category Reward Type
Mastercard
HSBC
Bad Credit
n/a
Intro APR
Intro APR Period
Regular APR
CashAdv APR
Annual Fee
Other Fees
0
6 months
14.9% Variable
19.99% Variable
$39
$
Min Credit
Max Credit
Grace Period
1st Year Annualfee Free?
$n/a
$n/a
25 days
n/a
Terms of Use 
