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All American Gold Card

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With the All American Gold card users can enjoy guaranteed approval, no employment verification and a $6,000 unsecured Gold credit line.

Intro APR: n/a
Annual Fee: $n/a

Intro Period: n/a
Type of Reward: n/a

Information

The All American Gold, issued by USA Credit, is designed for those with poor or limited credit who are looking to establish or re-establish credit. Although there is a $149.95 account set-up fee, it is considered reasonable as compared to similar products designed to establish credit, which can charge fees ranging anywhere between $200 and $400 for the first year of membership. There is no interest rate on purchases, and new cardholders have unlimited *free access to their credit report for 30 days. Anyone who applies will be accepted based on their "No Credit Check or Credit Turndowns" policy, although certain restrictions do apply (see website for details). Those who become active members will be glad to know that the credit line is reported to a major credit bureau. The major drawback of this product is that it can only be used for retail purchases through the USA Shopping Club. In essence, it is a retail charge card that can only be used for selected products. Therefore, those looking for a low cost option to establish or re-establish credit and do not require a card for general everyday purchases will find the All American Gold to be more than adequate.

Card Issuer	Merchant	Card Category	Reward Type
USA Credit	USA Credit	Catalog	n/a

Intro APR	Intro APR Period	Regular APR	CashAdv APR	Annual Fee	Other Fees
n/a	n/a	n/a	n/a	$n/a	$

Min Credit	Max Credit	Grace Period	1st Year Annualfee Free?
$n/a	$n/a	n/a days	n/a

Sign up bonus	Others
n/a